IMPORTANT - Mandatory Travel Health Insurance
Effective May 1, 2018, the Ecuadorian government requires all tourists to carry proof of health insurance that covers them during their stay in Ecuador.
Your present existing medical insurance coverage from your home country may cover you when overseas (you would need to check this with your health insurance provider and ensure that they can provide you with a letter, or copy of your policy, stating that you have medical coverage overseas). If your existing medical insurance coverage does not provide for coverage overseas, it will be necessary for you to purchase our Manulife All Inclusive Insurance coverage (see page 27) which includes unlimited health coverage while in the destination.
Proof of medical insurance while in Ecuador will need to be presented at Ecuadorian Immigration upon your arrival into Quito and failure to do so will result in you being denied entry into the country.
Through Manulife Insurance, we offer two insurance coverage options:
There are significant inherent cancellation penalties associated with your booking as detailed in our booking terms and conditions and this insurance package provides coverage for all monies paid for your trip if you should have to cancel due to medical, or other listed, reasons either relating to yourself or a member of your immediate family. It also covers you for trip interruption costs short notice return flight home etc) for medical reasons again, either relating to yourself or an immediate family member as well as flight and travel accident and baggage insurance.
Provides coverage for all the components in the non-medical package, plus unlimited health coverage while in the destination.
"Cancel for any reason (CFAR)" coverage - NEW and at no additional cost !!
So long as you purchase either of the two insurance policies above at the same time as your tour booking, you are automatically entitled to this added benefit of CFAR coverage whereby, if you need to cancel your tour booking up to 14 days or more before departure for any reason, your policy will refund you up to a maximum of 50% of the cancellation penalties incurred. This is excellent peace of mind coverage to protect you against (50% of the) cancellation penalties incurred in a situation where the reason for cancellation is not one of the regular covered risks in your policy (ie it is essentially "change of mind" insurance).
A detailed overview of coverage benefits and limitations of each insurance policy that we offer through Manulife may be found at the link below. Please ensure that you review this document, including the specific non-eligibility provisions at the top of page 2: